The Office of Student Financial Services at SUNY New Paltz provides aid and advisory services to students and families seeking resources to achieve educational goals and to support the College's recruitment, enrollment, and retention objectives while maintaining regulatory compliance. Additional information can be found on the web at www.newpaltz.edu/financialaid.

Contact Information

Mailing Address:

Office of Student Financial Services
State University of New York at New Paltz
200 Hawk Drive
New Paltz, NY 12561-2437

Campus Location: Wooster Hall 124
Telephone: (845) 257-3250
Fax: (845) 257-3568
E-mail: fao@newpaltz.edu
Website: www.newpaltz.edu/financialaid

SUNY New Paltz FAFSA Federal School Code: 002846 (use in Step 6 of the FAFSA)

SUNY New Paltz TAP (Tuition Assistance Program) Code: 0925

Visit the Office of Student Financial Services website for helpful websites and phone numbers.

The following Financial Aid Checklists are available:

How to Apply for Financial Aid

Obtain a FSA ID: If you do not already have a U.S. Department of Education Federal Student Aid (FSA) ID, you can create one online. You will need a FSA ID to electronically sign your Free Application for Federal Student Aid (FAFSA). If you are a parent providing information on the FAFSA, one parent should also apply now for a FSA ID so he/she can electronically sign your FAFSA. A FSA ID will allow you to agree to the FAFSA certification statement, sign and check the status of your FAFSA application, import your IRS tax information, make online corrections to an existing FAFSA, sign federal student loan documents, and complete loan entrance or exit counseling. Your FSA ID confirms your identity when you access your financial aid information and electronically sign Federal Student Aid documents. Your FSA ID is confidential and should not be shared with anyone. Since the FSA username does not expire, you should keep a permanent record of it. Your FSA ID password will expire every 18 months unless you change it. View FSA ID Frequently Asked Questions.

Complete a Free Application for Federal Student Aid:  There is no fee to complete the FAFSA online. To complete the FAFSA, go to studentaid.ed.gov/sa/fafsa and select “Start Here” (for a first-time user) or “Login” (for a returning user) in the middle of the page. This enables you to start or continue your FAFSA, correct your FAFSA, and check on the status of your FAFSA. Follow the on-screen instructions. If you filled out a FAFSA Application Worksheet, use it to complete the application. If you only partially complete the FAFSA, it is possible to save your information to be completed at a later time. Once you have completed the FAFSA, review your answers carefully, and correct them if necessary before you submit your application. Remember to add the SUNY New Paltz Federal Code of 002846. Submit your application by selecting the “Sign and Submit” button on the form. Once you submit your application, you will be taken to a “Confirmation Page” that shows your confirmation number and estimated Expected Family Contribution (EFC). You should print a copy of the Confirmation Page for your records.

After the FAFSA is submitted, you will receive a Student Aid Report (SAR) Information Acknowledgement. If you provided a valid e-mail address, you will receive an e-mail with a link to your SAR on the web in three to five days. If no valid e-mail address was provided, a SAR will be received in the mail within seven to ten days after submitting your FAFSA online.

TIPS

  • The 2020-2021 FAFSA will be based on 2018 tax year. The 2021-2022 FAFSA will be based on the 2019 tax year.
  • Remember that applying has two parts. You apply to go to college at SUNY New Paltz and you apply for student financial aid by completing FAFSA on the Web.
  • A high school student should complete the FAFSA as soon as possible after October 1 of the student’s senior year. Continuing undergraduate students, transfer students, and graduate students should complete the FAFSA by the college’s priority deadline of March 1.
  • Before beginning the FAFSA, get together the documents you need. Start with your Social Security Number, driver’s license, income tax return, bank statements and investment records. Plan how to sign your FAFSA with a FSA ID. Speed up the process with your FSA ID by signing electronically.
  • Never tell anyone your FSA ID. Create your own FSA ID. Letting someone else create or use your FSA ID can cause problems or delays with your student aid.
  • Keep your FSA ID in a safe place; it serves as your electronic signature for the FAFSA on the Web and will be useful for other purposes later.
  • You and your parents (if dependent) should read the FAFSA instructions carefully.
  • Round to the nearest dollar and do not use commas or decimal points. Do not include or send notes, tax forms, or letters when submitting the FAFSA.
  • Check with a Financial Aid Administrator if you will have unusual circumstances.
  • Try to be as accurate as possible with tax information to avoid EFC changes that could impact your financial aid package.
  • Using the IRS Data Retrieval tool prior to completing the FAFSA is highly recommended because it is the easiest way to provide your tax data and it is the best way to ensure that your FAFSA has accurate tax information.
  • Carefully review the information provided on your Student Aid Report (SAR) that is sent to you upon completion of the FAFSA. The information from the SAR can provide a student with important information about possible amounts of financial aid.
  • For help completing the FAFSA, you can use online chat at FAFSA on the Web or call the Federal Student Aid Information Center toll-free at 1-800-433-3243.

Financial Aid Award Letter: The College electronically receives the processed financial aid information from the U.S. Department of Education, after the student completes FAFSA on the Web. If the FAFSA application is complete and no further information is required, the Office of Financial Aid will then send each applicant a financial aid award letter by e-mail indicating their estimated eligibility for state and federal grants, scholarships, federal loans, and/or federal work study. Students can accept or decline their financial aid award letter electronically on my.newpaltz.edu.

New York State TAP Grant: A full-time undergraduate student who is a New York State resident may be eligible for the Tuition Assistance Program (TAP). Students can now apply for both federal and state aid using a single online session. After submitting the FAFSA on the Web, a New York State resident is able to immediately link to the TAP on the Web form (from the FAFSA Confirmation Page), which is pre-filled with his/her FAFSA data. If the student does not complete TAP on the Web at this time, he/she will be sent an e-mail or postcard from Higher Education Services Corporation (HESC) with instructions on how to establish a HESC PIN and how to use the online TAP application. Students who do not respond will be mailed a paper TAP application. The SUNY New Paltz TAP Code is 0925. For more information about TAP, see Grants: Tuition Assistance Program (TAP) below.

Also see Scholarships: New York State Excelsior Scholarship Program for information about applying for an Excelsior Scholarship.

Verification is the process of comparing the information reported on the FAFSA with information on your tax returns and other financial documents and making corrections as necessary. The College uses the verification process to check for accuracy of FAFSA data. The purpose is to reduce error rates in applicant-reported data and to assure eligible applicants receive the correct amount of financial assistance.  It is a requirement via federal financial aid regulations. For more information see 2020-2021 Verification.

Types of Aid

Undergraduate Federal Loans

  • Federal Student Loans

Eligibility: Matriculated undergraduates must file the FAFSA to qualify for Federal Student Loans, also known as Subsidized and/or Unsubsidized Loans. Undergrads must be enrolled for 6 credits or more per semester to be eligible and must be making satisfactory academic progress towards their degree.

Non-matriculated students are not eligible for loans.

Requirements: First-time borrowers are required to complete a Master Promissory Note (MPN) and Entrance Counseling on the Federal website studentaid.gov. Login using your FSA ID to complete both requirements.

Yearly Loan Amounts for Dependent Undergraduates

  • 0-29 credits: $5,500 (no more than $3,500 of this amount may be subsidized)
  • 30-59 credits: $6,500 (no more than $4,500 of this amount may be subsidized)
  • 60+ credits: $7,500 (no more than $5,500 of this amount may be subsidized)
  • Aggregate total of $31,000 (no more than $23,000 of this amount may be subsidized)

Yearly Loan Amounts for Independent Undergraduates (or dependent students with a Parent PLUS denial)

  • 0-29 credits: $9,500 (no more than $3,500 of this amount may be subsidized)
  • 30-59 credits: $10,500 (no more than $4,500 of this amount may be subsidized)
  • 60+ credits: $12,500 (no more than $5,500 of this amount may be subsidized)
  • Aggregate total of $57,500 (no more than $23,000 of this amount may be subsidized)

Loan Fees & Rates: The 2020-2021 interest rates for subsidized and unsubsidized loans1 effective July 1, 2020 is 2.75%. For loans disbursed before October 1, 2020, the origination fee is 1.059% of the loan. For loans disbursed after October 1, 2020, the origination fee is 1.057%. Origination fees are taken out of the loan before dispersal. Example: If you borrow $1,000 for fall, $990 will get disbursed to the college.

Repayment: Repayment begins 6 months after the student graduates or falls below half-time. Standard repayment is ten years. Important: If you have any questions about federal loan repayment do not hesitate to contact your servicer. They have been contracted by the Department of Education to help you! You can ask them questions about the varying payment plans, interest, etc. Also, if you are having a hard time making your payments after graduation, you'll want to contact them to discuss it. There may be options for you so that you can avoid ruining your credit with late or skipped loan payments. For more information on repayment and repayment plans, please visit the Federal Student Aid site.

Alternative/Private Loans: Alternative student loans (also known as “private loans”) are educational loans obtained from various financial institutions. The federal government does not guarantee them and interest generally begins to accrue from the date of disbursement. It's important to know that you cannot consolidate federal and private loans together. Alternative loans usually require a co-signer unless the student applicant can prove substantial income and credit-worthiness. The student may borrow up to the cost of education less all other financial aid received. The student cannot borrow more than the cost of attendance regardless of the amount the lender has approved.

How can I apply for an alternative loan?

  1. You may apply from any lender of your choice. Due to the large number of lenders with various terms and rates, students are encouraged to carefully review, compare and contact lenders with any questions.
  2. After completing your loan application, your lender will review the application and complete a credit check. You may also be required to complete a self-certification form that discloses important information regarding the terms of your private loan.
  3. The lender will send SUNY New Paltz a request for certification of your eligibility status.
  4. SUNY New Paltz will certify the loan request from the lender. You will then be able to see the loan as part of your revised aid package on your my.newpaltz.edu account.
  5. The lender will issue final approval for the loan.
  6. Upon receipt, the funds will be applied to the student’s account and any remaining credit balance refunded to the student. The entire application process can take approximately 4-6 weeks.

An Alternative Student Loan can help students who have a past due balance. This includes students who

  1. Have an existing balance to pay for an enrollment period within the past 365 days.
  2. Are taking one or just a few classes or attending less than half-time.
  3. Are seeking a professional certification or enrolled in a continuing education program.
  4. Are a U.S. citizen enrolled in a foreign institution or study abroad program.
  5. Are a non-U.S. citizen student, including Deferred Action for Childhood Arrivals (DACA) students, attending a school located in the U.S. with a credit worthy cosigner (who is a U.S. citizen or U.S. permanent resident).

Need a loan to help pay for college? Compare Federal and Private Student Loans!

Parent Loans: The Federal Parent PLUS Loan is a federal loan in the parent's name. It's often used to help fill the gap when the student's aid doesn't cover all college-related expenses. A parent can borrow up to the cost of attendance minus the student aid. It's offered by the college via the FAFSA, but the parent must do a separate credit check application to secure the loan. The credit check application is available annually after May 1. You will need to re-apply each year. You must be credit-approved before the loan will show as a credit on the student's invoice, so you'll want to apply as early as possible after May 1.

How to apply (must be done annually): Parent borrowers must login with their FSA ID at StudentAid.gov. It's important to login as the parent, not the student.

Click the Parent tab, then Apply for a Parent PLUS Loan, then Log In to Start. Enter your FSA ID and password to log in. Complete all sections as prompted.  After completing the application and authorizing a credit check, you will be notified immediately on the screen if you are approved or denied.

If approved, new borrowers will be asked to complete a Master Promissory Note online (more detailed instructions below). Know that typically a signed Master Promissory Note will be good for ten years, but you must still complete the credit check request every year (on/after May 1) if you wish to borrow for that student.

If denied, the parent can appeal the denial, or ask a credit-worthy co-signer to obtain a FSA ID and endorse the loan online. If the parent decides not to pursue the PLUS Loan with an endorser, the student can borrow additional unsubsidized student loan funds - up to $4,000/year for freshmen and sophomores and up to $5,000/year for juniors and seniors. The student can contact our office to request the additional student loan funds (our email is FAO@newpaltz.edu).

What are the costs to borrow?

For 2020-2021, the interest rate effective July 1, 2020 is 5.30%.  For loans disbursed prior to October 1, 2020, the Federal Direct Loan Origination fees for a Parent loan (PLUS) is 4.236%.  For loans disbursed after October 1, 2020, the origination fee is 4.228%.

Please note that the origination fee will be applied before the loan money disburses to the school.

How much should I borrow?

Unless you specify otherwise during the application, the PLUS will be one loan with two disbursements (fall and spring). As a general rule of thumb, you can view the fall invoice to see how much is needed to cover the student's charges, then double that amount and add a little (if you'd like to provide a cushion and cover the fee).

Example: If you need $5,000 for fall, then you may want to apply for roughly $10,500. After origination fees are deducted you will get around $5,000 for fall and $5,000 for spring.  Or, if you are unsure of how much to borrow, you can request the maximum amount on the application.

Grants

Pell Grant: The Federal Pell program provides assistance in the form of a grant to matriculated undergraduate students who have not earned a prior undergraduate degree.

Pell eligibility is determined by the Expected Family Contribution (EFC) calculated from the information provided on the FAFSA. The 2020-2021 awards range from $639 to $6,345 for full-time enrollment for two semesters. The amount of the Pell Grant may be prorated based on a students’ enrollment status. Students may not receive Pell Grant funds from more than one school at a time.

Students who are eligible for a refund from the Pell Grant may make arrangements with the Office of Student Accounts for a credit (Hawk Dollars) for the purchase of books.

All students are limited to receiving Pell for a maximum equivalent of twelve full-time semesters or six years, inclusive of any prior years. View the details of the regulations here: Pell Grant Lifetime Eligibility.

Pell-eligible students whose parent or guardian died as a result of military service in Iraq or Afghanistan after September 11, 2001 will receive the maximum award amount for the year. You must be under 24 years old and enrolled at least part-time at the time of your parent's or guardian's death.

Important: Students may be eligible to receive up to 150 percent of their Scheduled Award for an award year. This provision is called "Year-Round Pell." The reason it is called "Year Round" is because it allows students to receive additional Pell funds, often in summer terms. Example: A student receives a Pell Grant of $5,000 ($2,500 each semester). If enrolled for Summer Session, that student is eligible to receive up to $2,500 in additional Pell funds for the summer term. Note that students who are eligible for Year-Round Pell awards are still subject to normal Pell Grant duration of eligibility and LEU (Lifetime Eligibility Used) limits.

TAP (Tuition Assistance Program): TAP is a New York State grant entitlement program for residents of the State. Applicants must be enrolled in at least 12 credits per semester and matriculated in an approved New York State post-secondary program. Awards range from $500 to $5,165 for undergraduates. A FAFSA must be filed first in order to receive the TAP application link online. The TAP application is also used to apply for other New York State grant programs and scholarship awards. Visit the HESC website for additional information on TAP.

Does your award package include an estimated TAP Grant? There are several reasons why your TAP may be estimated, and estimated TAP grants indicate that action is required on your part. More information is available at hesc.ny.gov or (888) NYS-HESC.

STEM Incentive Program: The NYS STEM Incentive Program provides a full SUNY or CUNY tuition scholarship for the top 10 percent of students in each New York State high school if they pursue a STEM (Science, Technology, Engineering, Math) degree in an associate’s or bachelor’s degree program and agree to work in a STEM field in New York State for five (5) years after graduation. View our SUNY STEM flyer.

Important: All award monies received shall convert to a 10-year student loan plus interest for recipients who fail to meet the statutory, regulatory, contractual, administrative or other requirements of this program.

More information on this program and how to apply can be found at HESC.

APTS (New York State Aid for Part-Time Study): APTS is a New York State tuition-assistance program for matriculated undergraduate students enrolled in 3 to 11 credits per semester. Applicants will need to complete and submit the APTS application with a signed copy of their prior year New York State tax return. Visit HESC for more APTS information.

FSEOG (Federal Supplemental Educational Opportunity Program Grant): This federal grant is awarded by the college to matriculated undergraduate students with exceptional need. It is a campus-based program, and the awards may range from $100 to $4,000 per year, depending on funding. A student may receive FSEOG for the period required to complete a first baccalaureate degree. The FAFSA is used to apply.

EOP (Educational Opportunity Program): EOP is a grant program for New York State residents who are admitted to the college through the Educational Opportunity Program at the beginning of their postsecondary study. Students must be full-time matriculated undergraduates. Awards are based on need and may range up to $2,800 per year. The FAFSA is used to apply. See the Admissions section under EOP for more information.

Out-of-State Grants: Students who are considered out-of-state residents or who are from a state other than New York should check with their state higher education agency for sources of information about grants and financial assistance that may be available to them.

Senator José Peralta New York State DREAM Act

Scholarships

New York State Excelsior Scholarship Program: The New York State Excelsior Scholarship is a state-funded scholarship program designed to support full-time undergraduate students from working and middle-income households who are on track for on-time degree completion.

»  Helpful Resources

Excelsior Scholarship Fact Sheet

HESC Excelsior Scholarship Program Information 

HESC Excelsior Scholarship Frequently Asked Questions

The Excelsior Scholarship is administered by Higher Education Services Corporation (HESC). New York State residents can visit HESC’s Excelsior website for further details, including application/deadline information. In addition to income requirements, students must meet academic (complete 30 degree applicable credits per year) and residency requirements to qualify for and maintain this scholarship.

To apply, complete the FAFSA first each year. In the initial application year, also complete the TAP and Excelsior Applications at www.hesc.ny.gov. In subsequent years, complete the FAFSA and then the Payment of State Grants, Scholarships and Awards Application on the HESC web site. Please note that students need to send all of their final official college transcripts to the Admissions Office to be considered. The Excelsior Scholarship Program is administered by Higher Education Services Corporation (HESC). For questions, please contact HESC by phone at 1-888-697-4372 or by e-mail at scholarships@hesc.ny.gov.

Freshman and Transfer Student Scholarships: Many students receive scholarships and awards from their local communities and are encouraged to research private scholarships on the web.

Although the College does not have a substantial merit-based program, it does participate on a limited basis with school districts that may have local "Dollars for Scholars" chapters which is coordinated with your high school guidance departments.

Please note that the Student Financial Services Office only awards Federal and State regulated grant, work and loan programs based upon the FAFSA.

Upon acceptance to the College, any limited available merit awards would be offered by the Admissions Office at that time. There is no separate application.

Continuing SUNY New Paltz Student Scholarships: There is an online application process for 2020-2021 scholarships, and applications will be accepted through March 31, 2020. Opportunities can be found here or:

  1. Log on through my.newpaltz.edu (select Money/Apply for Scholarship Opportunities)
  2. Complete a general application
  3. Select the opportunities tab and search for opportunities
  4. Complete the questions for each application and submit.

Private Scholarships: We encourage students to seek outside resources in addition to the Foundation Scholarships. Visit our Private Scholarship page for information and useful search engine tips.

Work Study

Students who received a 2020-2021 Work Study award in their financial aid package will receive an email in mid-August with instructions on how to apply for Work Study positions.

Important: Please make sure that you have been awarded Work Study in your financial aid package before you download any hiring forms. To check to see if you have Work Study, you can log onto your my.newpaltz.edu account, select "Money," then select "My Financial Aid." If you have not been awarded Work Study in your financial aid package, you are not permitted to find a Work Study job. Instead, you can check out Student Assistant and/or Off-Campus job opportunities as an employment alternative. Also, Federal Work Study will not be awarded for the sole purpose of helping students become eligible for additional government benefits such as Food Stamps.

A Work Study award is not a guarantee of a job. Positions are limited. Students are limited to only one work study position. Work Study allows a student the potential to earn a specified sum of money by turning in biweekly time sheets for the hours that you have worked. To secure a work study position you'll need to read the hiring instructions and then apply online.

2020-2021 online application and hiring process and related links for Work Study students:

  1. Hiring instructions
  2. Click here to search and apply for a work-study position.

On-Campus and Off-Campus Community Service Employers

Off-Campus (Non-Community Service) Employers

Non-resident and Undocumented Students

Visit the web page linked above to find resources related to immigration, student aid, grants and scholarships.

Keeping Your Aid

Federal Financial Aid Attendance Requirement: Federal regulations require that students receiving Title IV aid (Pell, SEOG, Federal Work Study, Student Loans and PLUS Loans) begin attendance in each course for which they are registered. This requirement pertains to both seated and online courses. Each semester, after the add/drop period, instructors will confirm attendance or non-attendance of each registered student at the Enrollment Census Date. This date can be found on the Academic Calendar. Students who have not begun attendance in the courses for which they are registered will have their federal financial aid revised based on the number of credits the student actually attended. Financial aid funds that have been disbursed may need to be returned and may require repayment.

Note: Students will still be responsible for tuition and fees for courses they registered for and did not drop, even though the cost cannot be covered by financial aid due to non-attendance.

Drug Convictions: Under the Higher Education Act, a student may become ineligible for federal student aid upon conviction of any offense involving the possession or sale of illegal drugs while receiving Title IV federal financial aid. Federal aid includes Federal Direct Loans, Federal PLUS Loans, Federal Graduate PLUS Loans, Federal Pell Grants, Federal Supplemental Educational Opportunity Grants, and Federal Work Study. To learn more, see Drug Convictions and Financial Aid Eligibility.

Financial Information and Policies

Satisfactory Academic Progress (SAP): You must make Satisfactory Academic Progress (SAP) in order to maintain your Federal Financial Aid eligibility. Read Policy for Satisfactory Academic Progress (SAP).

Repeat Coursework: Federal regulations limit the number of times a student may repeat a course and receive federal financial aid for that course.

  • A student may receive federal aid when repeating a course that was previously failed, regardless of the number of times the course was attempted and failed.
  • A student may receive federal aid to repeat a previously passed course one additional time.
  • Once a student has completed any course twice with a passing grade, he/she is no longer eligible to receive federal aid for that course.
  • If a student retakes a course that is not federal aid eligible, a recalculation of aid is done to exclude the credits for the repeated course.
  • This rule applies whether or not the student received federal aid for earlier enrollments in the course.

Note: Federal regulations specify that students may not receive aid for repeating courses previously passed twice, even if the student is required to retake those courses as part of their program.

Withdrawal and Return of Title IV Federal Financial Aid: If you completely withdraw or stop attending all classes at SUNY New Paltz before completing more than 60% of the term, a portion of the total federal aid you received may need to be returned to the US Department of Education immediately. This process is called Return of Title IV Funds.

  • Title IV aid programs at New Paltz: Title IV of the Higher Education Act of 1965, as amended (Title IV and HEA program), establishes general rules that apply to the student financial assistance programs. For the purposes of Return of Title IV Funds, these programs include Federal Pell Grants, Federal Subsidized and Unsubsidized Direct Loans, Federal PLUS Loans, Federal Supplemental Educational Opportunity Grants (FSEOGs), and Federal Perkins Loans. Federal Work Study funds which have been earned will not be included.
  • Impact of withdrawing before completing at least 60% of the term: If you begin but do not complete the semester at SUNY New Paltz and receive Title IV funds, the college has to return any Title IV funds that were not earned. If you attended more than 60% of the term, all Title IV aid is considered earned and no return of funds will be required. If you, the college, or parent (on your behalf) received less assistance than the amount that you earned, you may be able to receive those additional funds.
  • Calculation of Return of Title IV Funds: The Student Accounts Office will determine if you will receive a full or partial refund of your tuition and fees, based on the Refund Policy as listed in the SUNY New Paltz online catalog and your official withdrawal date (which is the date your withdrawal form was completed and submitted).
    The Student Accounts Office also calculates the amount of financial aid you have earned prior to withdrawing. Any aid received in excess of the earned amount must be returned to the respective programs. The amount of assistance that you have earned is figured on a prorated basis. This is determined by multiplying the percentage of term attended (calculated by dividing the number of days up to the withdrawal date by the number of calendar days in the semester including weekends and holidays, but not including breaks of 5 days or longer) by the Title IV aid received. All types of federal aid are used in this calculation. For example, if you completed 30% of your payment period or period of enrollment, you earn 30% of the assistance you were originally scheduled to receive. Once you have completed more than 60% of the term, you earn all of the assistance that you were scheduled to receive for that period.
    If you received more assistance than you earned, the excess funds must be returned by New Paltz and/or you. If you did not receive all of the funds that you earned, because the funds had not paid to your account by the time you withdrew, you may be due a post-withdrawal disbursement. If the post-withdrawal disbursement includes loan funds, you may choose to decline the loan funds so that you do not incur additional debt.
    After the amount of Title IV aid to be returned is calculated, a determination is made as to how much must be returned by SUNY New Paltz and by the student. Any funds returned by the institution are credited in the following order: Federal Unsubsidized Direct Loan, Federal Subsidized Direct Loan, Perkins, Federal PLUS Loan, Federal Pell Grant, FSEOG Grant, and other Title IV aid. If you have any loans which have been used in the calculation, this obligation will be due and payable by the terms of the promissory note. Any grant funds to be returned by you will be reduced by 50%. For example, if a calculation determines that your grant obligation is $300, the repayment will be $150.
    In person at the time of withdrawal or about two weeks thereafter, Student Accounts will provide you with a statement and copy of the calculations and any money owed to the College and/or to the Federal Student Aid programs. Student Accounts will also notify you if you are eligible to receive a post-withdrawal disbursement. You must respond within 14 days from the date of the notification to accept the post-withdrawal disbursement, or it will be canceled.
    The requirements for Federal Student Aid program funds when you withdraw are separate from any refund policy the College may have. Therefore, you may still owe funds to the school to cover unpaid institutional charges. SUNY New Paltz may also charge you for any Federal Student Aid program funds that were used to pay charges and that the school was required to return.

Costs and Planning

Cost of Attendance: Below is the total estimate of direct billed and indirect (non-billed) costs for a full-time undergraduate student at New Paltz for one year (fall & spring). This estimated cost of attendance, also known as a 'budget', is an estimate of what a family may spend for an academic year at New Paltz. The budget is not a bill- instead, it helps you estimate your total yearly cost and is also used for financial aid eligibility. The fall and spring billing invoices will be issued electronically by Student Accounts and will only include direct billed costs such as tuition, fees, etc., whereas the budget below includes additional expenses you may incur such as transportation and books.

If you plan to enroll part time, your charges will be reduced per our tuition and fees schedule.

Costs for Graduate/Professional studies can be found on Graduate & Extended Learning’s website.

Estimated Costs for Undergraduate NYS Resident Living On or Off Campus

Cost Amount
Tuition $7,270
Fees $1,450
Room/Board $14,500
Books/Supplies $1,500
Personal Expenses $1,200
Transportation $1,100
Average Loan Fee $50
Total Per Year $27,070
Total Per Semester $13,535

*Students living off-campus will not be billed for room and board. However, a student commuter meal plan is available for purchase.

Estimated Costs for Undergraduate Out-Of-State Resident Living On or Off Campus

Cost Amount
Tuition $16,817
Fees $1,450
Room/Board $14,500
Books/Supplies $1,500
Personal Expenses $1,200
Transportation $1,100
Average Loan Fee $50
Total Per Year $36,617
Total Per Semester $18,308.50

*Students living off-campus will not be billed for room and board. However, a student commuter meal plan is available for purchase.

Estimated Costs for Undergraduate Commuter or Living with Parents

Cost Amount
Tuition $7,270
Fees $1,450
Room/Board $3,000
Books/Supplies $1,500
Personal Expenses $1,200
Transportation $1,800
Average Loan Fee $50
Total Per Year $16,270
Total Per Semester $8,135

*Students living at-home will not be billed for room and board. However, a student commuter meal plan is available for purchase.

Tuition & Fees, 2020-2021: See above.

Net Price Calculator

SUNY Smart Track: SUNY Smart Track is a brand new online learning environment that empowers students and their families for a lifetime of success. With an emphasis on financial literacy education and default prevention services, Smart Track is designed for you to help every step of the way – from the moment you apply to New Paltz and continuing beyond graduation. Create a login today at SMART TRACK.

Frequently Asked Questions

Special Circumstances

A special circumstance appeal is a way for students and families to communicate changes in household income and resources that are not reflected on the FAFSA. Special circumstances are those that are very extenuating and beyond the family's control. They are not a comparison of scholarships offered by other schools or an appeal for merit aid. Eligible circumstances may include:

  • involuntary loss of employment or income
  • legal separation or divorce
  • death of parent or spouse
  • substantial medical or dental expenses you paid that were not covered by insurance
  • one-time lump-sum payments

If you meet one of the above criteria or have other significant financial circumstances that are not reflected on the FAFSA, you are welcome to submit an appeal for review. Although all appeals will not result in additional funding, we will keep all appeals on file for further consideration as funding permits.

How to File an Appeal

  1. File your 2020-21 FAFSA
  2. Be an accepted student at SUNY New Paltz
  3. Submit the 2020-2021 Special Circumstances Form along with a detailed cover letter and supporting documentation by December 31, 2020.  Please note, this form is also applicable to circumstances related to the COVID-19 crisis.

What Happens Next? The appeal process takes approximately four weeks to complete and does not extend the payment deadline. Students must make payment arrangements with the Office of Student Accounts prior to billing deadlines. All decisions made by the Office of Student Financial Services are final and will be communicated to the student electronically. Not all appeals will result in a change to financial aid packages. Additionally, appeals for special circumstance only apply towards federal or institutional aid, and will not result in a change of state aid eligibility (i.e., TAP Grants, SUNY Tuition Credit, or the Excelsior Scholarship). While appeals processed by the Office of Student Financial Services do not determine your eligibility for NYS aid, please be aware that an increase in certain grants could impact any NYS Excelsior funding you may receive.

Other options to assist with payment

Veterans & Military Financial Aid